• 人工智能代理有望在加密货币生态系统中发挥重要作用，实现任务自动化、优化策略并推动DeFi和游戏等领域的创新。
• 现实世界资产（RWA）的代币化越来越受欢迎，为投资者在波动不定的加密货币市场中提供了更稳定和多元化的投资机会。
• 全球范围内的比特币储备竞赛正在兴起，不丹等国家和美国政府的潜在举措推动比特币作为战略资产的采用。

Experts predict that AI agents, real-world assets (RWAs), stablecoins, and an increasingly friendly approach to crypto regulations will be key drivers of the crypto sector’s trajectory in 2025. Expectations over a global race for strategic Bitcoin reserves were also among their answers.

BeInCrypto spoke with key industry leaders to understand how these narratives will shape the coming year and whether they expect leaders from different regions to adopt a more crypto-friendly approach to legislation.

人工智能驱动的代理

A “crypto narrative” represents a shared understanding of the crypto community’s market trends, technological developments, and regulatory changes. These narratives, shaped by collective beliefs and viewpoints, influence investment decisions and guide community sentiment.

Of the nine industry leaders BeInCrypto spoke with, an overwhelming majority agreed that AI agents will be the leading narrative shaping the crypto sector in 2025. AI agents are sophisticated programs capable of analyzing information, learning from experience, and autonomously executing tasks on behalf of users.

Unlike traditional bots that operate within predefined rules, AI agents exhibit greater autonomy. They continuously adapt and improve through interaction with their environment. Their ability to interact with other AI agents and applications also enables them to perform more complex and nuanced interactions.

“Meta和谷歌等主要参与者人工智能代理的出现将人工智能带入主流，产生了连锁反应，凸显了加密人工智能代理的潜力。这些去中心化的代理利用区块链、智能合同和加密货币轨道来自主运营，提供透明度、安全性和可编程性。随着人们意识的提高，加密人工智能代理的并行开发正在激发人们对连接这两种变革性技术的项目的兴趣，”Aleph.im首席执行官Jonathan Schemoul告诉BeInCrypto。

专家强调了人工智能代理自主执行与区块链相关的任务的能力，例如治理投票和资产管理等相关用例。

“2025年一个引人注目的概念可能是人工智能代理运营链，其中链本身就是为人工智能优先的应用程序而设计的。该链将优先考虑数据处理、人工智能代理之间的交互和动态可扩展性--本质上创建一个专为智能自动化和协作量身定制的基础设施，释放DeFi、供应链自动化等领域的新可能性，”Aurora Labs首席执行官Alex Schevchenko告诉BeInCrypto。

人工智能代理具有自动化任务和适应不断变化的环境的能力，有望在来年制定投资决策。

游戏中的人工智能

AI agents also have the potential to revolutionize how crypto projects approach gaming, added Simon Davis, founder of GOAT Gaming, ​​an AI-powered network of games on Telegram.

They can make independent decisions, solve problems, and remember past player interactions, creating dynamic and personalized gaming experiences. These agents can also adapt to player actions, generate unique challenges, and contribute to developing storylines.

Earlier this month, GOAT Gaming unveiled AlphaGOATs, a system of AI-driven agents that can play games on behalf of users, enabling continuous participation and earning opportunities within the platform.

“在人工智能/区块链集成方面，我们正处于冰山一角。我预测2025年将是游戏的ChatGPT时刻，我们将看到玩家通过人工智能代理与游戏生态系统互动和塑造游戏生态系统的方式出现重大飞跃，”他说。

尽管这项技术仍处于早期阶段，但开发人员已经开始将人工智能代理纳入他们的游戏项目中，并且预计其使用将会增长。

现实世界资产的光明未来

The tokenization of real-world assets (RWAs) has experienced substantial growth, reflecting a growing interest and adoption within cryptocurrency and decentralized finance (DeFi) sectors.

A key factor driving the popularity of RWAs is their ability to offer diversification and stability. Backed by tangible assets, they exhibit lower volatility than purely digital assets, making them attractive to investors seeking long-term, secure investments within the crypto market.

“RWA将成为一件大事，特别是在债券、贷款和其他金融工具等事物代币化方面。它们将更容易释放流动性并引入更多机构参与者。我们已经看到一些连锁店创始人使用我们的解决方案建立自己的私人连锁店来处理和交易这些资产。随着合规性和互操作性的提高，连接物理和数字资产只会变得更大，”舍夫琴科说。

今年的某些成功也有助于巩固2025年RWA的采用。

“更广泛的市场复苏，加上比特币现货ETF的批准和对加密货币友好的特朗普政府等里程碑，进一步增强了人们对该领域的信心，验证了资产类别并吸引了机构资本，”币安实验室投资总监马克斯·科尼利奥补充道。

Major players in traditional finance have already made big moves to secure their footing in the tokenization of RWAs.

The BUIDL fund, a tokenized US treasury issued by asset management giant BlackRock, entered into the RWA space in July to offer investors the opportunity to earn US dollar yields. The move largely validated the potential of blockchain technology to optimize asset management.

RWAs have also seen tangible results as industries begin adopting blockchain technologies, said Edison Chen, CEO of CUDIS, the first smart ring on Solana.

“在CUDIS，我们正在看到个人健康数据如何成为宝贵的链上资产。像这样的RWA将带来新的机会，推动医疗保健、保险和健康等行业的采用，”Chen告诉BeInCrypto。

Axelar协议联合创始人兼Axelar基金会主任Georgios Vlachos同意这一观点，认为这一趋势将推动下一波消费者区块链的采用。

他说：“我们正处于机构采用大规模浪潮的风口浪尖，这将为RWA带来大规模的基于区块链的访问权限。”

这些发展表明RWA代币化前景光明，有可能改变资产管理并释放各个行业的新机会。

比特币储备背后的潜力

随着加密货币行业的许多人仍然直言不讳地谈论积累比特币的好处，不同的治理国家开始权衡战略储备在创建更强大的国库方面的潜力。

“我们相信，我们正在目睹各国将比特币确立为战略储备资产的全球竞赛的早期阶段。例如，不丹的比特币持有量最近超过10亿美元，使该国跻身加密货币储备最多的国家之列。随着越来越多的国家采用比特币和其他加密货币作为储备，这种说法将进一步激发人们对生态系统的兴趣，”币安实验室的Coniglio告诉BeInCrypto。

Komodo Platform首席技术官Kadan Stadelmann同意这一观点，并强调这种方法将广泛应用。

他说：“美国可能会在加密货币领域经历一波大规模的采用，特别是因为它与比特币储备、ETF和稳定币有关。”

Last month, Republican Senator Cynthia Lummis of Wyoming announced her plans to introduce a bill in the United States Congress to sell Federal Reserve gold and use the proceeds to buy one million Bitcoin.

Several other countries also began implementing initiatives to spur public debate around strategic Bitcoin reserves.

The Vancouver City Council in Canada, led by Mayor Ken Sim, recently approved a motion to establish a Bitcoin reserve and enable Bitcoin payments for taxes and city fees to enhance financial stability. This initiative aims to diversify the city’s financial reserves and mitigate the risks associated with fiat currency volatility and inflation.

斯塔德曼预测：“随着政府采用比特币储备，企业采用比特币国债，比特币的增长将超过DeFi、NFT或第二层扩展的总和。”

日本和俄罗斯也加入了比特币储备计划的潮流。本月，两国政界人士建议建立战略比特币储备，以加强国内金融稳定。

全球加密货币采用率的上升

BeInCrypto采访的行业领导者强调，2025年加密货币采用前景更加友好。美国和欧盟最近的事态发展特别促进了这种方法。

“Gensler的离开和MiCA的采用表明了向更有利的加密货币环境的转变。这将提高透明度，并使公共代币销售和ICO能够重新成为可行的筹款机制，”基于绩效的ICO平台Legion的联合创始人马特·奥康纳（Matt O ' Connor）表示。

美国证券交易委员会（SEC）主席加里·詹斯勒（Gary Gensler）即将更换，这对许多加密货币爱好者来说是一个重大消息。Aurora Labs的舍夫琴科（Schevchenko）表示，根斯勒因其对加密货币监管的强硬态度而赢得了敌对声誉，阻碍了进展。

“美国可能会大幅改变其对加密货币的监管方法。与Gensler通过执行的监管策略不同，我预计将制定明确且结构化的框架。如果发生这种情况，美国可以重新夺回其在加密货币采用方面的领导地位，”他说。

除了美国之外，舍夫琴科还预测其他国家也会采用加密货币友好的法规。

他告诉BeInCrypto：“印度、新加坡和日本等亚太地区国家预计将取得支持创新的监管进步。”

例如，9月份，全球领先的加密货币交易所OKK宣布已获得新加坡金融管理局（MAS）颁发的主要支付机构（MPI）许可证。

That same month, India’s Financial Intelligence Unit (FIU-India) announced it was considering granting approvals to two offshore crypto exchanges by 2025 after reincorporating Binance in August.

Earlier this year, Japan’s Financial Services Agency (FSA) proposed a tax reform that could benefit crypto investors. The agency is also exploring the integration of crypto assets into the existing financial taxation framework.

新兴经济体的稳定币

某些国家的新兴市场还探索区块链应用以应对金融排斥、供应链效率低下和经济不稳定等关键挑战。

舍夫琴科表示：“由于对替代金融系统的强劲需求，拉丁美洲和非洲可能会继续推动加密货币的采用。”

阿根廷、委内瑞拉和尼日利亚等国家的稳定币采用率尤其激增，因为这些国家容易受到通货膨胀的影响且美元的获取受到限制。因此，Kinder创始人Amitej Gajja表示，稳定币的使用很可能在明年继续增加。

Gajja表示：“随着采用率的增加，预计将持续增长，具有收益率的稳定币等创新发展推动采用率的增加，并在加密货币生态系统中提供更有活力的金融工具。”

Hyperinflation in Argentina has driven citizens to use USDT and USDC to protect their savings from devaluation. Stablecoin demand surges on local exchanges whenever the peso weakens, or new currency controls are implemented.

In Venezuela, stablecoins have become a primary medium of exchange, effectively replacing the hyper-inflated bolivar for everyday transactions, including purchasing goods and services.

Other Latin America and Sub-Saharan African countries are actively nurturing blockchain innovation through regulatory sandboxes and pilot programs, paving the way for significant growth in blockchain adoption across these regions.

Nations like Brazil are exploring blockchain for transparent governance, digital identity, and stablecoins to combat economic instability. Countries like Nigeria and Kenya also leverage blockchain to address financial exclusion and inefficient supply chains.