According to online reports, ARK Invest said in the "Big Ideas 2025" report that stablecoins are one of the fastest growing sectors in the digital asset field. Despite two years of bear markets and a market value decline of more than 70%, the growth momentum of stablecoins remains unaffected. The transaction volume in 2024 will reach US$15.6 trillion, accounting for approximately 119% and 200% of the transaction volume of Visa and MasterCard respectively. The monthly number of stablecoin transactions reaches 110 million, which is only 0.41% and 0.72% of the transactions processed by Visa and MasterCard. In other words, the single transaction amount of stablecoins is much higher than that of Visa and MasterCard.