I thought the epidemic was over and the bitter days of the big American banks could come to an end, but I didn't think the nightmare of these big banks was just beginning.。Although the epidemic is over and the U.S. consumption and investment and labor markets are slowly recovering, the Fed's high interest rate policy is still taking off, strangling the U.S. economy, with U.S. banks bearing the brunt。Recently, according to a U.S. banking filing, the five largest U.S. banks, in addition to JPMorgan Chase, have cut a total of 20,000 jobs since this year, and the road to layoffs is likely to continue.。There are two reasons for these big bank layoffs, the first is the high interest rate policy in the United States that we just mentioned.。Don't underestimate the impact of high interest rates on banks, high interest rates will seriously impact the bank's lending business, raising lending rates, so that high interest rates on loans will scare off a large number of potential loan customers.。Loan interest income is an important source of bank income, if the income of this sector is greatly reduced, it is almost a disaster for banks.。The second reason is estimated that no one thought of another reason for the layoffs of major banks this year is that the employees of these banks have not changed jobs this year, resulting in the number of employees of these banks seriously exceeded expectations.。You know, job hopping is a common occurrence in Wall Street investment banks, and it's common to move to a better position after a few months in an investment bank, and very few people will work in a position for more than two years.。However, these employees seem to have agreed this year, that is, a radish a pit, to stay in their own station does not go.。The reason is still related to high interest rates, the financial situation is not good, Wall Street people are not willing to risk jumping to the next position, in case I am not as good as how to do？