Based on the information provided, Hong Leong Bank (Stock code: 5819) is one of Malaysia's top five banks, with over 300 branches nationwide and overseas branches in Singapore, Hong Kong, Vietnam, Cambodia, and China.

Hong Leong Bank Primary Account Types

1. Pay&Save Account

   • Features：
     • Supports holding up to 12 currencies, ideal for clients needing multi-currency accounts.
     • Offers up to 4.15% annual interest rate, unlocked through savings, spending, or investment activities.
     • Facilitates international spending and withdrawals, suitable for travel or cross-border transactions.
   • Fees：
     • Minimum initial deposit: RM50
     • Minimum balance requirement: RM200 (otherwise RM5 service fee every six months)
     • Card fees: RM8 issuance fee, RM8 annual fee
     • International ATM withdrawal fees: RM8 or RM12 or 2% of withdrawal amount, depending on country and ATM network.

2. Savings Account

   • Features：
     • Provides monthly interest calculation, with an annual interest rate of up to 0.2%.
     • Accessible via branches, ATMs, online banking, and mobile app.
     • Suitable for individuals and organizations requiring basic savings facilities.
   • Fees：
     • Minimum initial deposit: RM200
     • Card fees: RM8 issuance fee, RM8 annual fee
     • Local ATM withdrawal fees: free within the same bank, RM1 for interbank withdrawals.
     • 开户最低存款：RM200
     • 扣账卡费用：发卡费RM8、年费RM8
     • 本地ATM提款费用：同行免费、跨行RM1。

3. Current Account

   • Features：
     • Includes a checkbook and monthly statements, suitable for frequent commercial transactions.
     • Does not offer interest on deposits but provides flexible cash management tools.
     • Accessible via branches, ATMs, online banking, and mobile app.
   • Fees：
     • Minimum initial deposit: RM500
     • Minimum balance requirement: RM1,000 (otherwise RM10 service fee every six months)
     • Card fees: RM8 issuance fee, RM8 annual fee
     • Local ATM withdrawal fees: free within the same bank, RM1 for interbank withdrawals.

Hong Leong Bank Account Opening Requirements

Each account type has specific opening requirements:

• Pay&Save Account: Available to individuals and sole proprietorships aged 18 and above, with a minimum deposit of 50 MYR.
• Savings Account: Open to individuals, associations, and societies aged 18 and above, requiring a minimum deposit of 200 MYR.
• Current Account: Suitable for associations, small businesses (sole proprietorships/partnerships), societies, and schools aged 18 and above, with a minimum deposit of 500 MYR.

Basic identification documents such as the Malaysian National Identity Card (MyKad) or passport are required for account opening. Specific requirements may vary based on the applicant's nationality. Malaysian citizens can conveniently apply online via Hong Leong Bank's online platform, while foreign nationals must visit a branch in person.

Additional Services and Fees

Apart from core banking services, Hong Leong Bank offers various additional services such as Telegraphic Transfer (TT) for international remittances, with fees including bank commissions and routing charges depending on the destination country. Online TT services provide a convenient way for cross-border fund transfers.

Conclusion

In conclusion, Hong Leong Bank provides a comprehensive range of accounts and services tailored to meet the diverse financial needs of both individual and corporate clients. Whether seeking high-yield savings accounts, efficient transactional tools, or international payment solutions, clients can find suitable products at Hong Leong Bank to enhance their financial management and efficiency.