The UK Financial Services Compensation Scheme (FSCS) has confirmed that nine companies were declared in default in December 2023 and January 2024, and consumers may be compensated.。

The following companies have gone out of business and cannot afford any claim on their own:

• Quadros Financial Solutions Ltd (FRN 764760) 78 Birmingham Street, Oldbury, B69 4EB
• Bluesky Wealth Management Ltd, trading as Pensions Matter (FRN 446963) 79 Caroline Street, Birmingham, B3 1UP
• IFS Aegis Ltd, formerly Authorised Financial Advisors Ltd (FRN 587982) Unit 404 Stonehouse Park, Sperry Way, Stonehouse, Gloucestershire, GL10 3UT
• Houghton Edwards LLP (FRN 591926) Ranworth House 87 London Road Worcester WR5 2DZ
• Rowanmoor Personal Pensions Ltd, trading as Rowanmoor (FRN 458260) One Glass Wharf, Bristol, BS2 0ZX
• The Chambers Partnership Ltd (FRN 495472) Beechfield House, Winterton Way, Lyme Green Business Park, Macclesfield, Cheshire, SK11 0LP
• D & G Financial Services Ltd, trading as D&G Insurance Services, AWC Insurance Services (FRN 208521) 23A Harraton Terrace, Durham Road, Birtley, County Durham, DH3 2QGD
• Niche Independent Financial Advisers Ltd (FRN 472635) 9 Pye Corner, Rogerstone, Newport, NP10 9ES
• Smith Holdings Ltd, trading as Life Time Independent (FRN 441726) Bramley House, 56 Bramhall Lane South, Bramhall, Stockport, Cheshire, SK7 1AH

Customers who are owed money by these companies can visit the FSCS website www.fscs.org.uk / what-we-cover, find out how they are protected。The FSCS can step in to pay compensation if the regulated financial company is no longer trading and cannot pay the customer's claim。

FSCS is an independent agency that provides free services to customers。The FSCS covers funds in the accounts of banks, home building societies and credit unions, and also protects insurance, investment, financial and mortgage advice and arrangements, debt management and funeral programmes.。Customers may retain all compensation due to them when claiming directly through FSCS。