XM Three Days Payment to Account Graphic Tutorial
XM withdrawal steps are very simple, as long as a few minutes to complete the withdrawal application, the fastest payment can be 1 to 3 days to the account。
Learn about XM's cash-out rules
XM has a variety of ways to pay, including "credit / debit card (Credit / Debit)," "bank-card payout," "China UnionPay," "bank wire transfer," "Skrill," "Neteller" and "STICPAY."。Overview of XM Payment Methods
| Payment method | Credit / Debit Card (Credit / Debit) | Bank Card Payout | China UnionPay |
|---|---|---|---|
| Species |  (limited principal) |
 (limited profit amount) |
 |
| Arrival time | 2-5 working days | 2-5 working days | 1-3 working days |
| Minimum amount | 5美元 | 5美元 | $80 |
| Maximum Amount | Amount of original deposit | $50,000 / month | No upper limit |
| Handling fee | Free | Free | Free |
| Payment method | bank wire transfer | electronic wallet |
|---|---|---|
| Species |  |
 |
| Arrival time | 3-5 working days | Instant Arrival |
| Minimum amount | 100 euros ※ | 5美元 |
| Maximum Amount | No upper limit | No upper limit |
| Handling fee | Free ※ | Free |
Bank wire transfer minimum amount of 100 euros (or other equivalent currency), the amount of less than 200 euros (or other equivalent currency) to pay the withdrawal fee.。
Wire transfer, UnionPay, e-wallet these three ways can be direct principal and profit amount together.。But the bank card rules are more special, please continue to read the detailed rules。
Payment Rule 1.The principal must be paid in and out of the same way.
The principal of the deposit should be returned according to the deposit method, and the profit amount can be withdrawn in another way.。
Examples of Cash
After Daming used the electronic wallet to deposit $5, the investment transaction was successful and wanted to pay $500, Daming must first use the electronic wallet to pay the principal of $5, the remaining $455 surplus can choose electronic wallet, China UnionPay, wire transfer...Such as way out of gold。
Payment Rule 2.Credit / Debit Out of Principal Bank-Card Payout Out of Profits
Depending on the registration region, the user's payment page will display the options of "Credit / Debit" and "Bank-Card Payout"。
The difference between the two is that "Credit / Debit" is limited to principal payments and "Bank-Card Payout" is used for earnings payments.。
| Cash Out Options | Credit / Debit Card | Bank Card Payout |
|---|---|---|
| Species | |
|
| Discrepancies | Limit principal payments | Limited profit margin |
| Minimum amount | 5美元 | 5美元 |
| Maximum Amount | Amount of income according to original | $50,000 / month |
If you are a credit / debit card deposit user, you can directly choose "Bank-Card Payout" to pay out the profit after you pay out the principal through "Credit / Debit."。In this way, the profit will be recorded directly to the bank account of the bank card, saving the complicated procedures of wire transfer.。
Bank-Card Payout is a very convenient way to pay out the profit amount, which was introduced later in XM.。
Payment Rule 3.Observe the priority of payment
When using multiple methods of deposit, the deposit must comply with the "deposit priority order" and the principal amount of the deposit must be paid in order.。
The order of priority payment selection is as follows, with credit / debit cards being the most preferred and bank wire transfers being the last.。
Credit / Debit Card → E-Wallet → China UnionPay → Bank Wire Transfer
For example, the user's deposit order is: "China UnionPay," "e-wallet," "credit / debit card"。The order of the principal payment must be: the principal of the "credit card / debit card" → the principal of the "e-wallet" → the final payment with the "China UnionPay"。
After all the principal is paid out, the profit amount can be changed to "Bank-Card Payout (Bank-Card Payout), e-wallet, bank wire transfer, China UnionPay" way to pay out, not limited to the type and order of payment.。
If you use a variety of deposit methods, do not know the specific amount of each deposit, you can contact the Chinese customer service for consultation。In addition, users do not have to worry if they choose the wrong way or order of payment, XM will check your deposit record and return the payment according to the original path in accordance with the "priority payment selection" mechanism.。
XM中文客服中心
进入客服中心页面※在新窗口开启页面。
XM Common Money Questions and Answers
Can gold be paid on Saturday and Sunday??
Applications for payment can be submitted on Saturdays and Sundays, but applications will be deferred to Monday's working day for review.。
Saturday, Sunrise Gold
Applications for payment can also be submitted on Saturdays and Sundays, and the payment review operation will be postponed to Monday.。
Can XM's bonus be paid??
XM grants cannot be paid out, but the remuneration earned using the grant exchange can be paid out for an unlimited amount.。
Please refer to the following post for more information and application skills on receiving the bonus.。
Extended reading: XM bonus raiders guide
What happens to the XM bonus in the account after the payment is made?
If there is a bonus in the account, the bonus will be deducted according to the percentage of the bonus.。
-
Example of equal percentage deduction of bonus
The bonus cannot be withdrawnThe bonus will be deducted in proportion to the amount of the withdrawal.
Extended reading: XM bonus raiders guide
How long will it take for the bank wire transfer to arrive??
The bank wire transfer will arrive in about 3-5 working days from the time the application is submitted to the XM trial.。
If the amount of the deposit is less than 200 euros (or equivalent in other currencies), there is a handling fee, please refer to the information displayed on the deposit page at that time.。
Longer time to withdraw funds by bank wire transfer
The bank wire transfer time is about 3-5 working days.。
Is there a time limit for bank card payments??
Credit / Debit card (Credit / Debit) principal withdrawal time limit of 3 months。
If you have not paid out your bank card for more than 3 months, you can use a bank card (Bank-Card Payout), e-wallet or bank wire transfer to pay out the principal and profit of your bank card deposit.。
Deposits will be denied after the card's statute of limitations has expired
If the bank card has not been paid for more than 3 months after the deposit, you need to choose another way to pay.。
Can I transfer funds to a friend's XM account??
To maintain transparency of incoming and outgoing funds, XM users cannot transfer funds directly to a friend's XM account。
XM users can only transfer money to each other under the same name account.。
Accounts in different names
Cannot transfer funds to XM accounts under different names。
The above is a common question and answer for XM to pay gold.。Next, the credit / debit card payment method.。
Credit / Debit Card Payment
Credit / Debit Card (Credit / Debit) Payments are limited to the principal amount of the credit / debit card deposit.。
If you would like to withdraw the principal of your credit / debit card deposit, please continue to read the withdrawal process below。If you have already paid out the principal, you can jump to the Bank-Card Payout process to pay out the profit.。
Features of bank cards
| Gold characteristics | Credit / Debit Card | Bank Card Payout |
|---|---|---|
| Species | |
|
| Discrepancies | Limited principal | Limited profit amount |
| Handling fee | Free | Free |
| Arrival time | 2-5 working days | 2-5 working days |
| Minimum amount | 5美元 | 5美元 |
| Maximum Amount | The full amount of the principal amount of the deposit. | $50,000 (monthly) |
- Simple operation
- Fee waiver
- You can apply for payment within 24 hours.
- Profits need to be paid separately
- Long time for payment to account
- There is a payment period.
- You must use the same bank card as the incoming payment.
- The profit cannot be paid out together with the principal.
- The time limit for the withdrawal of the principal is 3 months, and if the time limit is exceeded, you will have to choose another way to withdraw the principal.
Credit / Debit Card (Credit / Debit) Principal Payment Method
STEP1.Login to XM Member Area
The application for the payment of bank card principal can be completed in a few minutes.。First, please click the following link to log in to the XM member area。Bank Card Withdrawal※ Open the page in a new window。After the member login page opens, enter the account ID and password, and click Login。
- computer version
- mobile phone version
STEP2.Click Gold
Click "Pay" in the member area.。- computer version
- mobile phone version
STEP3.Click on Credit / Debit Cards
In the Payment option, under the Credit / Debit Cards field, click Payment。- computer version
- mobile phone version
STEP4.Enter Deposit Amount
After entering the withdrawal amount, press Apply。- computer version
- mobile phone version
- Amount of withdrawal: example) $5 5.00
STEP5.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
Profits by Bank-Card Payout
Bank-Card Payout is the type of payment dedicated to profit payments.。If the user has fully paid out the principal, the profit can also be paid out in this way.。STEP1.Click on Bank-Card Payout
In the Members area, under the Bank-Card Payout field, click the。- computer version
- mobile phone version
STEP2.Enter Deposit Amount
Please read the bank-card payout payment matters needing attention first.。- computer version
- mobile phone version
- computer version
- mobile phone version
STEP3.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
China UnionPay pays out gold
Users who use China UnionPay to deposit money or hold a Bank of China account can use this method to deposit the principal or profit.。Features of China UnionPay
| China UnionPay | |
|---|---|
| Handling fee | Free |
| Earnings out | 可是 |
| Arrival time | 1-3 working days |
| Minimum amount | $80 |
| Maximum Amount | No upper limit |
- Profits can be paid together.
- Fee waiver
- You can apply for payment within 24 hours.
- Bank of China accounts only
- Bank account information required
- Must use the same account name as the deposit.
China UnionPay Payment Method
STEP1.Login to XM Member Area
The application for UnionPay payment can be completed in a few minutes.。First, please click the following link to log in to the XM member area。China UnionPay Withdrawal※ Open the page in a new window。After the member login page opens, enter the account ID and password, and click Login。
- computer version
- mobile phone version
STEP2.Click Gold
Click "Pay" in the member area.。- computer version
- mobile phone version
STEP3.Click on UnionPay to pay
In the Payment option, under the UnionPay field, click Payment。- computer version
- mobile phone version
STEP4.Enter bank information and withdrawal amount
Please read the precautions of UnionPay payment in detail first.。- computer version
- mobile phone version
- computer version
- mobile phone version
STEP5.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
Bank wire transfer
In addition to Chinese banks, users with overseas bank accounts can use bank wire transfers to remit the principal or profit from the trading account to an overseas bank account.。Features of bank wire transfers
| Gold characteristics | bank wire transfer |
|---|---|
| Handling fee | Fees below €200 |
| Earnings out | 可是 |
| Arrival time | 3-5 working days |
| Minimum amount | EUR 100 (approximately USD 117) |
| Maximum Amount | No upper limit |
- Profits can be paid together.
- If the amount is less than 200 euros, a handling fee shall be paid.
- Only the euro (EUR) currency value of the gold.
- Bank account information required
- You must use the same bank account as the deposit.
- Only the euro (EUR) currency value of the gold.。If the deposit is made in a US dollar account, the amount will be converted into euros for remittance.。
Bank wire transfer method
STEP1.Login to XM Member Area
The application for bank wire transfer can be completed in a few minutes.。First, please click the following link to log in to the XM member area。Bank Wire Withdrawal※ Open the page in a new window。After the member login page opens, enter the account ID and password, and click Login。
- computer version
- mobile phone version
STEP2.Click Gold
Click "Pay" in the member area.。- computer version
- mobile phone version
STEP3.Click on the bank wire transfer
In the Cash Out option, under the International Wire Transfer field, click Cash Out。- computer version
- mobile phone version
STEP4.Enter Deposit Amount
Please read the bank wire transfer notes first.。- computer version
- mobile phone version
- computer version
- mobile phone version
- Amount of withdrawal: example) $5 5.00
STEP5.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
Skrill out of gold
Skrill is an e-wallet that allows for global withdrawals and deposits, often serving as a conduit for overseas investors.。Skrill's payment method is similar to the deposit, just fill in Skrill's registered email (E-mail) and the amount you want to pay.。Features of Skril
| Gold characteristics | |
|---|---|
| Handling fee | Free |
| Earnings out | Yes |
| Arrival time | Instant Arrival |
| Minimum amount | $5 |
| Maximum Amount | No upper limit |
- Simple operation
- Fee waiver
- You can apply for payment within 24 hours.
- You must have a Skrill account.
- Must use the same Skrill account as at the time of deposit
Skrill way out of gold
STEP1.Login to XM Member Area
Skrill's application for payment can be completed in a few minutes.。First, please click the following link to log in to the XM member area。Skrill Withdrawal※ Open the page in a new window。After the member login page opens, enter the account ID and password, and click Login。
- computer version
- mobile phone version
STEP2.Click Gold
Click "Pay" in the member area.。- computer version
- mobile phone version
STEP3.Click Skrill to pay gold
Within the Gold option, below the Skrill field, click Gold。- computer version
- mobile phone version
STEP4.Enter Deposit Amount
After entering the Skrill account (e-mail) and the amount of the deposit, please press Apply。- computer version
- mobile phone version
- Amount of withdrawal: example) $5 5.00
STEP5.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
Neteller pays out
Neteller's withdrawal method is the same as Skrill Wallet, just enter the amount of money you want to withdraw from Neteller's account.。Features of Neteller
| Neteller | |
|---|---|
| Handling fee | Free |
| Earnings out | Yes |
| Arrival time | Instant Arrival |
| Minimum amount | $5 |
| Maximum Amount | No upper limit |
- Simple operation
- Fee waiver
- You can apply for payment within 24 hours.
- Neteller account required
- Must use the same Neteller account as at the time of deposit
Neteller way
STEP1.Login to XM Member Area
Neteller's application for payment can be completed in a few minutes.。First, please click the following link to log in to the XM member area。Neteller出金※ Open the page in a new window。After the member login page opens, enter the account ID and password, and click Login。
- computer version
- mobile phone version
STEP2.Click Gold
Click "Pay" in the member area.。- computer version
- mobile phone version
STEP3.Click on Neteller to pay
In the Gold option, under the Neteller field, click Gold。- computer version
- mobile phone version
STEP4.Enter Deposit Amount
After entering the Neteller account (e-mail) and the withdrawal amount, press。- computer version
- mobile phone version
- Amount of withdrawal: example) $5 5.00
STEP5.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
STICPAY out of gold
STICPAY is the same as other e-wallets, just enter the STICPAY account and the amount of money you want to pay.。Characteristics of STICPAY
| Gold characteristics | |
|---|---|
| Handling fee | Free |
| Earnings out | Yes |
| Arrival time | Instant Arrival |
| Minimum amount | $5 |
| Maximum Amount | No upper limit |
- Simple operation
- Fee waiver
- You can apply for payment within 24 hours.
- Must have a STICPAY account
- Must use the same STICPAY account as at the time of deposit
STICPAY mode of payment
STEP1.Login to XM Member Area
The application for STICPAY payment can be completed in a few minutes.。First, please click the following link to log in to the XM member area。STICPAY出金※ Open the page in a new window。After the member login page opens, enter the account ID and password, and click Login。
- computer version
- mobile phone version
STEP2.Click Gold
Click "Pay" in the member area.。- computer version
- mobile phone version
STEP3.Click STICPAY to pay
Within the Gold option, under the STICPAY field, click Gold。- computer version
- mobile phone version
STEP4.Enter Deposit Amount
After entering the STICPAY account (e-mail) and the amount of the deposit, please press the Apply button.。- computer version
- mobile phone version
- Amount of withdrawal: example) $5 5.00
STEP5.Complete the application for payment
At the same time, XM automatically sends a "payment notification letter" to the mailbox。- computer version
- mobile phone version
Reasons and solutions for not being able to pay
Even if you don't know the order in which your bank card will be paid out or accidentally choose the wrong way to pay out, XM will follow the priority of the payment process, so users don't have to worry about not being able to pay out.。If the delay is not successful, the following three main reasons and solutions are sorted out:无法成功出金的原因- The name of the deposit is inconsistent with the name of the deposit.
- Bank card payment takes 2-5 working days
- Incorrect deposit information input
Reason 1.The name of the deposit is inconsistent with the name of the deposit.
In order to prevent funds from being taken to commit a crime or offence, whether it is an account or a bank card, XM requires that the name of the deposit must be the same as the name at the time of the deposit.。If the name of the withdrawal is inconsistent with the name of the deposit, the withdrawal audit will not pass.。解决方法Be sure to use the same nominal withdrawal as when the deposit was made.。Reason 2.Bank card payment takes 2-5 working days
The bank card takes a long time to pay out, and it takes 2-5 working days to get to the account.。The application for payment is usually reviewed within 1 business day, and XM will send an email notification after the review is successful。I have received this English email from XM below, indicating that the application for payment has been approved, just wait for the payment to be recorded.。- computer version
- mobile phone version
Reason 3.Incorrect deposit information input
If you use a bank wire transfer or UnionPay to make a payment, you must fill in more account information, which may result in incorrect information due to careless input.。Please confirm again and again whether the information is correct before sending out the payment application.。In addition, the bank wire transfer time takes 3-5 working days, the information is filled in correctly, usually within 5 days to the account。XM Member Area解决方法Confirm the input receipt information again for errors。Disclaimer: The views in this article are from the original Creator and do not represent the views or position of Hawk Insight. The content of the article is for reference, communication and learning only, and does not constitute investment advice. If it involves copyright issues, please contact us for deletion.
