The economy is in recession, how should ordinary people invest?
Recently, JPMorgan CEO Jimmy Dimon commented in Xiaomo's third-quarter earnings report that due to the uncertainty of the macro environment, the current may be the world's "most dangerous moment in decades."。Dimon said that while U.S. consumers and businesses are currently "generally" healthy, consumers are depleting their cash savings, which means that the purchasing power of U.S. consumers may decline.。At the same time, Dimon argues that the current U.S. labor market continues to be hot, government debt levels are extremely high, and fiscal deficits are at peacetime highs, all of which increase the risk of persistently high inflation and rising interest rates。In an effort to combat stubborn inflation, the U.S. benchmark interest rate is now at its highest point in 20 years, and many U.S. economic indicators have begun to show signs of slowing.。Many economists believe that if interest rates continue to rise, the risk of a hard landing for the U.S. economy will greatly increase.。So if the economy is really in recession, how should ordinary people invest??In a word, the greater the risk of adopting a diversified investment strategy, the more you should avoid putting your eggs in the same basket.。In terms of equity targets, consider investing in defensive sectors such as utilities, healthcare and consumer goods, which are usually relatively stable and may perform well even in a recession。In terms of bond investments, investors can consider some relatively stable bond investments, such as government bonds or investment-grade corporate bonds.。Such bonds are often considered safer assets and can provide certain income and capital preservation characteristics.。Finally, in terms of regular savings, you have to buy a certain number of fixed deposit products on a regular basis, no matter how volatile the market is.。This will help diversify the impact of market volatility while allowing you to buy more assets when the market is low。
Stockbuster2023-10-16
摩根大通/普通人如何投资/投资组合