Loan Agreement 3Jane releases white paper to allow unsecured loans
On March 12, it was reported that the loan agreement 3Jane tweeted and released a white paper, stating that users can realize 0 mortgage loans. The white paper showed that 3Jane provided funds based on verifiable financial certificates rather than on-chain collateral. In addition, zkTLS (zero-knowledge TLS) is used to connect on-chain and off-chain credit data to achieve more accurate risk assessment. Non-performing loans are processed through on-chain auctions and purchased by U.S. debt collection agencies.
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