Yingli Securities (uSMART) Investment Review
Yingli Securities uSMART is an innovative brokerage firm from Hong Kong, focusing on financial technology and professional intelligent investment tools.。This article provides an in-depth introduction to the advantages and disadvantages of uSMART, commission architecture, and security.。
uSMART is a high-profile new brokerage option when considering investing in overseas markets in Malaysia, such as the United States and Hong Kong。The broker has won wide acclaim from investors and traders for its smart trading tools, very low fees for trading stocks and ETFs, diversified financial products and Chinese interface.。
▍ uSMART Yingli Securities background
Established in Hong Kong in 2018, uSMART Securities (uSMART Securities) features financial technology and professional intelligence tools to provide global investors with a wide range of securities market and financial product trading services, and holds SFC 1, 4 and 9 (i.e. securities trading, advising on securities, providing asset management) licenses.。
In July 2019, Yingli Securities launched a one-stop investment platform - uSMART App, which supports real-time quotation and trading services such as Hong Kong stocks, U.S. stocks, A shares, U.S. stock options, etc., 24-hour free account opening, smart orders and other functions, and won a number of awards, including the 2019 "Most Innovative Data Provider of the Year" issued by the Hong Kong Stock Exchange and the "Excellent Smart Investment Platform Brand Award" issued by Now。
In 2021, Tracker will expand its international footprint to Singapore and establish uSMART SG, which holds a Capital Markets License (CMS) issued by the Monetary Authority of Singapore (MAS).。
According to the official website, Yingli Securities has raised more than $100 million and received strategic stakes from consortia such as Chow Tai Fook.。
The core competitive advantage of uSMART is to take science and technology as the core driving force, to create a deep integration of science and technology and financial investment platform, features such as intelligent orders, trend tracking, morphological insights, etc., free of charge to provide short-term to medium and long-term stock trading strategies for investors as reference materials, can assist investors in decision-making and efficiency, to achieve "intelligent trading, easy investment"。With only one account and one uSMART App, investors can participate in investing in the U.S., Hong Kong, and Singapore markets, and can trade financial commodities including stocks, ETFs, U.S. stock zero shares, U.S. stock options, index options, structured products, futures, funds, warrants, and CBBCs.。
The following is a brief summary of the key information of uSMART:
| Year of Establishment | Established in 2018 |
| Trading platform | Desktop version, mobile phone version |
| Account Type | Managed Account (Custodian Account) |
| tradable market | United States, Singapore, Hong Kong |
| Investment products | Stocks, ETFs, U.S. stock zero shares, U.S. stock options, index options, structured products, futures, funds, warrants and bull and bear securities trading. |
| Minimum account opening threshold | 0 USD |
| Access mode | Bank Wire Transfer, Wise, Singapore Bank Transfer |
| Minimum withdrawal amount | SGD 1 HKD (to other countries): HKD 400 HKD (to Hong Kong regional banks): HKD 10 USD: USD 50 |
| Access fee | Brokers do not charge fees, remittance banks and transit banks impose fees |
| Account idle fee | None |
▍ uSMART features
○ Fast and convenient account opening on the whole line, no minimum threshold for account opening
uSMART can open an account for free across the board, and there is no minimum deposit threshold for opening an account。When opening an account, users can choose to use English or Chinese interface to fill in the information, there are simplified Chinese and traditional Chinese options, quite convenient。
The author measured the account opening process, the overall fast and smooth, need to fill in the information is not complicated, about 3 to 5 minutes to complete the account filling information, upload identification documents, a working day to pass the audit, complete the account opening。
○ U.S. stock commissions as low as 0 per share.US $003, US stock options 0 commission
Yingli Securities offers low trading commission structure, U.S. stock commissions as low as 0 per share.$003, while the platform fee is 0 per share.005美元。Compared with the same type of brokerage in the market such as moomoo, Tiger Securities Tiger Brokers has an advantage.。
Although the cost of investing in U.S. stocks is not the lowest in the market, the cost of Yingli Securities is one of the most competitive in the U.S. stock options market.。The current campaign promotion is as low as 0 commission trading options.。
| Brokers | U.S. Stock Commission | Hong Kong Stock Commission | Singapore Share Commission | US Stock Option Commission |
| uSMART Standard | USD 0.004 / share minimum USD 0.88 / Order max 0.50% transaction amount | 0.03% Transaction Amount | 0.03% transaction amount minimum SGD 1.00 / Order | New users receive 0 commission USD 0.30 / No minimum commission on contracts |
| Moomoo Futu Securities (Singapore) | Permanent 0 Commission | 0.03% Transaction Amount | New users get 1 year 0 commission 0.03% minimum transaction amount HKD 7 / order | USD 0.65 / minimum contract USD 1.99 / Contracts |
| Tiger Securities (Singapore) | USD 0.005 / share minimum USD 0.99 / Order max 0.50% transaction amount | New users get 1 year 0 commission 0.03% transaction amount minimum SGD 0.99 / Order | New users get 1 year 0 commission 0.03% transaction amount minimum SGD 0.99 / Order | USD 0.35 / No minimum commission on contracts |
○ uSMART advanced trading platform function
With the unique advantages of financial technology and professional intelligent tools, Yingli Securities provides users with a variety of intelligent and professional advanced trading tools and analysis functions, which can be helpful to both novice and senior investors, including.
- 11 kinds of smart orders: through different trigger price, time point to lock profit or stop loss
- SMART Savings Plan: Regular Fixed Investment
- Today's Hot Stocks: Daily selection of 3 stocks with upside potential as an investment reference
- Smart investment strategy: provide a variety of investment styles and strategies to meet different investment needs.
- Insight into patterns: analyze market conditions, stocks and industry trends to help users determine when to enter and exit.
- Value gold stocks: valuation of individual stocks using the "PEG valuation method"
- Trend Tracking: Find stocks and sectors that are trending by specific metrics
- Individual stock financial information: rich financial information and a number of analytical indicators, instant grasp of individual stock performance
- Expert analysis of research reports, the latest market news
○ Support trading zero shares Fractional Share
One of the features of Yingli Securities is that it offers fractional share trading (Fractional Share Trading) in U.S. stocks, allowing users to trade at a minimum of $1 or 0..0001 shares to invest, with relatively small funds to participate in trading blue chips, growth stocks, etc.。For example, the user can buy 0.3 shares of Tesla, 0.6-share Apple, with small funds to seize the opportunities of large corporate earnings and dividends, while increasing the diversity of the portfolio.。
▍ uSMART use experience
Advantage 1: SMART investment function is novice-friendly
Yingli Securities provides a wealth of financial information and investment functions, through a uSMART App can grasp the latest financial information of the underlying assets, market trends, the latest financial news, analyst reports, financial calendar, and other investors in the community interaction, the use of charts and various analysis tools, very friendly to novice investors.。
Advantage 2: simple interface, easy to use
The interface of uSMART App is simple and clear, even a novice can easily find all kinds of information they need。
Advantage 3: Support for pre-market and post-market trading of U.S. stocks
Yingli Securities supports pre-market and post-market trading of U.S. stocks, providing users with more trading opportunities.。
Advantage 4: free market
As long as you register your uSMART account, you can get free real-time quotes of U.S. stocks, real-time quotes of Hong Kong stocks LV1, real-time streaming quotes of Hong Kong stocks and real-time quotes of new stocks LV1, users can grasp the latest buying, selling prices, depth and transaction records, and improve the immediacy of intraday trading market information.。
Disadvantage 1: Limited tradable securities markets
At present, uSMART only supports trading in the US, Singapore and Hong Kong markets, so if you want to participate in other overseas markets such as Australia, Japan and London, you need to consider other brokerages.。
Disadvantage 2: Support six languages, other languages to be extended
Currently uSMART App provides support for six languages including Malay, English, Japanese, Simplified Chinese, Traditional Chinese and Thai。Additional languages need to be further expanded to provide more diverse language options。
What other users say？
The author observed the evaluation of the uSMART trading platform on the APP Store, which currently has 10 reviews with a rating of 4.6; also has 248 reviews on the Play Store with a rating of 4.2 points, both belong to the high level。
The evaluation includes frequent update of APP to solve different bugs, good customer service, low transaction cost, easy use of APP, availability of account opening, etc.。
Is it legal to invest in uSMART?？
It is safe and legal to invest with uSMART。Yingli Securities holds capital market operating licenses in Hong Kong and Singapore, is legally regulated and strictly complies with the regulatory laws of that country.。Yingli Securities holds SFC 1, 4, 9 (i.e. securities trading, advising on securities, providing asset management) licenses, Central No.: BJA907.。
Yingli Securities (Singapore), on the other hand, holds a Capital Markets License (CMS) issued by the Monetary Authority of Singapore (MAS).。
In addition, Yingli Securities implements a strict asset segregation policy, separating the assets of users and brokerages.。When a user transfers (deposits) to Yingli Securities (Singapore), the funds will be kept in the Singapore Singapore Singapore Bank and HSBC Trust accounts, separate from Yingli Singapore's own account.。The U.S. Securities Sub-Custodian is a broker-dealer registered with the U.S. Securities and Exchange Commission and is a member of FINRA and the Securities Investor Protection Corporation ("SIPC").。Meaning, all U.S. securities accounts will be protected up to $500,000 (including $250,000 in claims cash)。
How to open an account in uSMART？
uSMART can apply for opening an account on the whole line, free of charge, about 3 to 5 minutes to complete, about 1 working day will receive the approved email。
What are the commissions and fees for uSMART accounts?？
uSMART imposes a commission (Commission) and a platform fee (Platform Fee) on the user, both of which must be paid by the buyer and seller, as well as other regulatory fees.。
Commission is the service charge that uSMART imposes on each order。uSMART has a total of 3 trading commission pricing schemes - uSMART Trader, uSMART Standard and uSMART Intel。You can choose any commission pricing plan based on your personal investment needs at the time of opening an account.。
The following describes the commissions and platform fees for different options for investing in U.S., Hong Kong and Singapore stocks.。
| U.S. stocks | uSMART Trader | uSMART Standard | uSMART Intel |
| Commission | USD 0.003 / share minimum commission USD 0.50 / Order maximum commission 0.50% * Transaction amount | USD 0.004 / share minimum commission USD 0.88 / Order maximum commission 0.50% * Transaction amount | USD 0.009 / share minimum commission USD 1.00 / Order maximum commission 0.50% * Transaction amount |
| Platform Fee | USD 0.005 / share minimum commission USD 1.00 / Order maximum commission 0.50% * Transaction amount | USD 0.005 / share minimum commission USD 1.00 / Order maximum commission 0.50% * Transaction amount | USD 0.01 / share minimum commission USD 1.88 / Order maximum commission 0.50% * Transaction amount |
| Hong Kong Stock | uSMART Trader | uSMART Standard | uSMART Intel |
| Commission | 0.024% * Transaction amount | 0.03% * Transaction Amount | 0.06% * Transaction amount |
| Platform Fee | HKD 12.00 | HKD 12.00 | HKD 15.00 |
| Singapore Unit | uSMART Trader | uSMART Standard | uSMART Intel |
| Commission | 0.02% * Minimum commission SGD 1 for transaction amount.00 / Order | 0.03% * Minimum commission SGD 1 for transaction amount.00 / Order | 0.05% * Minimum commission SGD 1 for transaction amount.00 / Order |
| Platform Fee | 0.03% * Minimum commission SGD 1 for transaction amount.88 / Order | 0.03% * Minimum commission SGD 1 for transaction amount.88 / Order | 0.05% * Minimum commission SGD 1 for transaction amount.88 / Order |
Who is suitable for using uSMART securities accounts?？
Yingli Securities's uSMART securities account is a new generation of securities dealers, known for its unique technology and innovation investment platform.。The platform provides investors with a full range of services from short to long term, including in-depth market analysis and buying and selling strategies, making it an important reference for trading.。This makes uSMART securities accounts ideal for all types of investors。
The securities account not only provides professional investors with advanced trading tools, but also provides novice investors with a friendly and easy-to-operate interface, allowing them to easily understand market dynamics and make informed investment decisions。This comprehensive range of services ensures that users with different levels of investment experience benefit。
In terms of operations, Yingli Securities has obtained relevant licenses issued by the Securities and Futures Commission of Hong Kong and Singapore to ensure the compliance of its business.。This provides investors with a safe and reliable investment environment, so that they can use uSMART securities account to trade with confidence。This guarantee of compliance and security makes uSMART securities accounts the first choice for investors who focus on the credibility and security of the investment environment.。
Taken together, the uSMART Securities Account provides a comprehensive, secure and innovative investment platform for both investors seeking professional trading tools and newcomers to the investment space.。Its unique technology combined with innovative features make it stand out in the market, providing users with more choices and a better investment experience。
Disclaimer: The views in this article are from the original Creator and do not represent the views or position of Hawk Insight. The content of the article is for reference, communication and learning only, and does not constitute investment advice. If it involves copyright issues, please contact us for deletion.
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